Debt Service Percentages
These percentages represent the maximum allowed percentage of your debts compared to your income. For example, if your total debts are less than the specified percentage for TDS (Total Debt Service), than you qualify. However, it your total debts compared to your income is higher than this percentage, than you don't qualify since this would be seen by the banks as a risk factor. Banks have these percentages to help ensure you have enough money to live comfortably after all your bills are paid.
